BORROW FROM 5.000 € to 1.000.000 € !

Apply online and you will be contacted immediately for further action. All our loan offers come with a unique interest rate of 2%.

Renz-kredit is a site created with the aim of supporting companies, farmers, engineers, students, health professionals, traders, individuals in their search for financing, insurance and tax exemption.


Works loan

Take out a work loan to improve your energy performance, enlarge your home, review your layout or renew the decoration.

Auto Loan

With the car loan, finance the purchase of a vehicle: car, motorcycle, motorhome. The car loan can cover all or part of the price of the vehicle, depending on your needs.

Personal loan

Personal credit allows you to have an amount that can be used at your convenience to finance your personal projects. Simple and you choose the amount and duration of repayment adapted to your budget.


Because the world is moving and because a real estate project can be built and evolve over the course of life, Renz-kredit has created adaptable real estate loans so that each situation and each need can be met with a personalized response.

Credit repurchase

The solution to finance your work responsibly and transparently. How Renz-kredit works is very simple. A community of lenders will make available funds to finance a community of borrowers.

Credit insurance

Credit insurance is a very special form of insurance that guarantees our business customers against borrowers' default for various reasons. At Renz-kredit, it's support close to you, far from your pocket.


Eligible persons

1- Be at least 18 years old.
2- Be of good character even if honoring a commitment.

NB: A loan granted that is not reimbursed within the contract deadlines results in legal proceedings accompanied by the publication of your identity card on all the channels that are displayed at our agency. The transfer period is 48 hours at most.

Documents required

1- Double-sided scanned ID.
2- Latest EDF invoice or any other equivalent document that can justify your address.
3- Latest salary slip or any other document that can justify your monthly income.
4- An electric bill.

Interest rate

Annual TEG varying from 2% to 6% depending on the amount requested and the repayment tenure,

NB: The duration of your loan cannot exceed 30 years. A time lapse between 60 (2 months) and 90 (3 months) days from the day the borrower receives the full amount of his loan is offered before the start of the repayment.

Refund break

To study the possibility of postponing a deadline, you can contact us by phone or from the contact form available on our website. The deferral produces interest at the prevailing rate, the premium for the credit guarantee will be calculated if the insurance has been taken out.


Whether you have taken out revolving credit or a personal loan, you can repay all or part of the amount you owe at any time and at no additional cost. Whether you are a temporary worker, on a professionalization, apprenticeship contract or even on a fixed-term contract, we can help.

Loan and Insurance Agreement

The borrower will have to sign a loan agreement and a credit insurance certificate. The insurance covers you in the event of death, total and irreversible loss of autonomy, total incapacity for work due to illness or accident (No. 0081 FACL), and loss of employment as a result of compensated dismissal.


Wow, just the e-credit we were looking for! Impressive work, clean, rich element, clean code, sum friendly and easy to manage. Keep up the good work Renz-kredit!

Renz-kredit granted me the ideal loan for the recovery of my business. Thank you for your understanding and your responsiveness.

A great platform! Just rate 5 stars! Will recommend to all our partners and friends! Thank you very much again!

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Important Notice

A credit commits you and must be repaid. Check your repayment capacity before you commit.

Our contacts

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